Final Expense Life Insurance | Heart Disease | Taking Nitrostat
If you have heart disease like narrowing of the arteries or angina; there’s a good chance that you have been prescribed and may occasionally use nitroglycerin or Pfizer’s version of the commercially sold drug NITROSTAT. If you are prescribed NITROSTAT or other variations of nitroglycerin you also may know that it’s tough to find life insurance with 1st day coverage. In fact, many people may think they only qualify for 24 month return of premium plans. Well that’s not the case. We have access to two great carriers that offer first day coverage to people living with heart disease that are currently prescribed NITROSTAT.
These life insurance policies are whole life plans and have the following guarantees:
1. First Day Coverage. You are fully protected the very first day your coverage goes into effect with no exclusions and no waiting period.
2. Ease of issue. No physical exams.
3. Your premiums will never go up. Lock into a rate at your current age and the cost will never increase regardless of changes to your health and age.
4. You benefits will never go down. Regardless of changes to your health and age.
5. All programs build cash values.
6. The benefit is paid to your beneficiary tax free on the worst week of their life.
7. Your policy can never be cancelled as long as premium payments are made.
8. This is a protected asset that you will never be forced to liquidate.
We have a network of life insurance agents across the US. The companies that may approve 1st day coverage for those prescribed NITROSTAT require a face to face application.
Use the quoter to leave your information and we will have an agent in your area contact you and assist you in securing this 1st day coverage.
About the companies:
If you are currently prescribed NITROSTSAT we will work with Life Insurance Companies to get you first day coverage at great rates. Many people we work with who are prescribed NITROSTAT get approved at the preferred or select rates. Although every situation is different.
Heart Disease conditions normally prescribed NITROSTAT
NITROSTAT is used to treat angina symptoms, such as chest pain or pressure, that happens when there is not enough blood flowing to the heart and myocardial infarctions.
Angina is uncomfortable squeezing, pressure, fullness, or pain in the chest resulting from ischemia to a part of the myocardium. It is identified in three forms:
Stable angina is predictable and usually occurs during times of stress or exercise.
Unstable angina is unexpected, may occur at rest, does not readily respond to nitroglycerin treatment, and often signals a blood clot creating blockage of one of the coronary arteries. Unstable angina is a medical emergency.
Variant angina is spontaneous, usually occurs at rest, and often is the result of an artery spasm.
Myocardial Infarction (heart attack)
Myocardial infarction is a life threatening condition and constitutes a medical emergency. The myocardial infarction occurs when blood flow to a section of heart muscle becomes blocked, usually by a clot. If the flow of blood is not restored quickly, a section of heart muscle begins to die. Myocardial infarction is a leading cause of death in both men and women in the United States.
Other names of nitroglycerin medication
• Nitronol, and others.
Final Expense Life Insurance
Everyday families are faced with the difficult task of saying goodbye to loved ones. Did you know that according to the National Funeral Directors’ Association - as of January 2013 the national median cost of an adult funeral with vault costs $8,343.00 with additional expenses? Additional expenses can include a cemetery plot. Many funerals exceed $10,000.00 dollars and that’s before any outstanding debts or medical bills.
Planning your funeral requires a careful consideration of all your final needs. Consider how you want to be remembered, where your final resting place should be, whether you wish to be buried or cremated and what type of casket or urn you prefer. A funeral director will give you a list of the services and products that it provides. The value of your final expense life insurance policy should cover the expense of the package you choose, plus any additional costs.
The most basic, economical option is generally an immediate burial plan. An immediate plan may include a modest service at the graveside and a simple casket. The expense of a viewing is not included in most immediate burial policies. The costs of the plot, a headstone and flowers must be paid for separately and should be included in the estimate of your final expense.
A traditional full service option, including a viewing, a hearse, a formal ceremony and entombment and cremation is more costly than an immediate or direct package. When you consider the costs of a package, you must take every extra expense into account in order to arrive at an accurate estimate of your financial expenses.
If you are currently prescribed NITROSTAT and looking for a life insurance policy where the full death benefit starts on the day you make your first payment and your premium never goes up for your entire life then you should contact us at Virginia Senior Benefits and Family Care.
Use our live quote engines to leave your information and we will have an agent in your area contact you and assist you in securing this 1st day coverage.