Last Updated on October 13, 2017 by lifepolicyshopper
Qualify for a Burial Plan With High Blood Pressure
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In young age you are energetic, full of glamour and perfection, but with time they all fade away. What were all beautiful and filled with colors change into gray. This is all but nature’s law and you should happily accept this changing phase in your lifetime. As you grow old your body gets easily susceptible to various physical ailments - you need to go regularly to the doctor; do various tests and then undergo treatments and all these have a cost. To protect your family from the costs of funeral expenses in old age you should get a burial policy.
Don’t Leave your funeral bills behind for family members to pay
Like most, you probably do not want to leave these financial burdens to your loved ones. Proceeds from a final expense life insurance policy pass to your beneficiary at the time of your death to help cover funeral or burial expenses, unpaid medical bills or other costs. Speak to us today to find out how one purchase can lead to a lifetime of peace of mind.
Unexpected costs can create a financial burden on family members, making this time even more difficult. Planning your funeral arrangements or how your loved ones will pay for your final expenses is not typically at the top of anyone’s to-do list. But could your family pay for these expenses without sacrificing their retirement and savings? If you’d like the comfort of knowing you are not leaving a financial burden to your family, plan for these costs by purchasing life insurance.
A policy can protect your family from spending their hard earned savings on your final expenses. These whole life insurance policies offer you and your family lifetime protection with rates that never increase.
Benefit Information For Virginia Citizens Only
If you are suffering from high blood pressure, we have companies that will accept you with first day coverage at a low rate. A burial policy can be obtained for people in the age group of 55-75. This information will help you do a bit of research work before buying your policy.
Some benefits of choosing the right burial policy.
1. First Day Coverage. You are fully protected the very first day your coverage goes into effect with no exclusions and no waiting period.
2. Ease of issue. No physical exams.
3. Your premiums will never go up. Lock into a rate at your current age and the cost will never increase regardless of changes to your health and age.
4. Your benefits will never go down. Regardless of changes to your health and age.
5. All programs build cash values.
6. The benefit is paid to your beneficiary tax free on the worst week of their life.
7. Your policy can never be cancelled as long as premium payments are made.
8. This is a protected asset that you will never be forced to liquidate.
Seniors looking for a state regulated final expense life insurance policy or a whole life burial plan often have medical impairments and conditions that may raise the cost of these benefits. I keep track of these medical impairments and conditions and contract with several carriers so I can find the most benefits for the amount of money that you spend.
High Blood Pressure
Description
Hypertension is a termed used for high blood pressure. There are two numbers with the first number representing the systolic pressure (normal less than 140) and the second number the diastolic (normal if less than 90). Hypertension usually causes no symptoms but is a major risk factor for a number of serious long term problems including heart attacks, stroke and kidney failure.
Symptoms
Usually none. If the level is very high the following may be experienced: chest pain, headache, shortness of breath, visual complaints, confusion.
Treatment
Treatment includes salt restriction, loss of excess weight, exercise and, in many cases, medications to reduce the pressure.
Medication
Sometimes, despite dietary and lifestyle changes, medications are still needed to control blood pressure and to prevent damage to organs. These medications may be used alone, but most people with hypertension are on at least two different blood pressure medications. Some medications work better in one person than another depending on other medical conditions.
Medications used to treat hypertension include:
Thiazide type diuretics: These medications are generally tried first. They are specifically used to treat high blood pressure in people with heart failure and chronic kidney disease. Side effects include low potassium levels (hypokalemia).
Examples: hydrochlorothiazide (Microzide), chlorthalidone (Thalitone)
Angiotensin converting enzyme inhibitors (ACEi) or angiotensin II receptor blockers (ARB): ACE inhibitors stop the creation of angiotensin, a hormone that causes blood vessels to narrow. With ACE inhibitors, there is less active angiotensin, and blood pressure decreases. ARBs block the body’s response to angiotension, which causes your arteries to widen and your blood pressure to go down. These medications are used to treat high blood pressure in people with heart failure, left ventricular dysfunction, a history of heart attack, diabetes and chronic kidney disease (with protein in urine). Side effects include cough, dizziness, high potassium levels (hyperkalemia), muscle pain and decreased kidney function.
Examples: lisonopril (Prinivil), losartan (Cozaar)
Calcium channel blockers (non-dihydropyridine): These medications stop calcium from entering the blood vessels and the muscle cells of the heart. Blood vessels then relax, causing blood pressure to go down. This medication is used to treat high blood pressure in people with chronic obstructive pulmonary disease (COPD) and asthma. Side effects include swollen hands or feet, headache, dizziness, flushing and heart palpitations.
Example: amlodipine (Norvasc), dihydropyridine
Beta blockers: This medication causes your heart to beat slower and less forcefully. Your heart then pumps a smaller amount of blood through your blood vessels, causing your blood pressure to go down. This medication is used to treat high blood pressure in people who have heart failure, asymptomatic left ventricular dysfunction, atrial fibrillation, angina and recent heart attacks. Side effects include low heart rate (bradycardia), dizziness, fatigue and low blood pressure.
Example: atenolol (Tenormin)
When a person has only high blood pressure and no other conditions, the three main classes (kinds) of medications used to treat hypertension are thiazide diuretics, long-acting calcium channel blockers, ACE inhibitors or angiotensin II receptor blockers (ARBs). All of these medications have been shown to be equally effective.
If you have no medical conditions other than high blood pressure, beta-blockers are not commonly used to start treatment, since they may have adverse effects on the cardiovascular system, especially in older patients.
If initial treatment is not working, your doctor may increase the dose of the medication he or she has already prescribed you, and/or he or she may add a different kind (class) of medication.
Over time, organs affected by high blood pressure generally decrease in function. When organs don’t work as well as they used to, doctors will usually prescribe additional medication.
If you’ve been diagnosed with high blood pressure and looking for a final expense life insurance policy, we will find you first day coverage at the lowest rate.
Quick Tip: Complete the Instant Quotes form to receive an instant listing of carrier quotes - free - with no obligation. You can begin your free online research - right now...