Burial Insurance | Heart Attack | Taking Nitrates

If you have suffered a heart attack; there’s a good chance that you have been prescribed and may occasionally use nitroglycerin or Pfizer’s version of the commercially sold drug NITROSTAT. If you are prescribed NITROSTAT or other variations of nitroglycerin you also may know that it’s tough to find life insurance with 1st day coverage. In fact, many people may think they only qualify for 24 month return of premium plans. Well that’s not the case.

We have access to two great carriers that offer first day coverage to people that have suffered a heart attack that are currently prescribed nitrates.

These life insurance policies are whole life plans and have the following guarantees:

1. First Day Coverage. You are fully protected the very first day your coverage goes into effect with no exclusions and no waiting period.
2. Ease of issue. No physical exams.
3. Your premiums will never go up. Lock into a rate at your current age and the cost will never increase regardless of changes to your health and age.
4. Your benefits will never go down. Regardless of changes to your health and age.
5. All programs build cash values.
6. The benefit is paid to your beneficiary tax free on the worst week of their life.
7. Your policy can never be cancelled as long as premium payments are made.
8. This is a protected asset that you will never be forced to liquidate.

Burial Insurance | Heart Attack | Taking Nitrates

We have a network of life insurance agents across the US. The companies that may approve 1st day coverage for those prescribed nitrates require a face to face application.

Use our world class online quote tool to begin your online research. Leave your information and we will have an agent in your area contact you and assist you in securing this 1st day coverage.

Nitrates are commonly used to treat heart attack patients. Those that have chest pain or pressure when there is not enough blood flowing to the heart. Here’s a review of the heart attack.

Heart Attack (Myocardial Infarction)


The myocardial infarction occurs when blood flow to a section of heart muscle becomes blocked, usually by a clot. If the flow of blood is not restored quickly, a section of heart muscle becomes damaged from lack of oxygen and begins to die. Myocardial infarction is a leading cause of death in both men and women in the United States.


The classic symptom of the myocardial infarction is crushing chest pain that may radiate to the left arm, neck, and jaw. The pain may be similar to angina pain but usually is severe and is not relieved by the same measures that relieve angina. Some individuals, however, may exhibit few symptoms or confuse the pain with indigestion. There is growing incidence showing that symptoms for women are fatigue, nausea, vomiting, and shortness of breath. Individuals with coronary artery disease should be suspicious if angina occurs with increasing frequency and duration. For some, a myocardial infarction is preceded by vague feelings of discomfort, fear, nausea and vomiting.


Prompt treatment can save lives and prevent disabilities. Treatment is most effective when started within 1 hour of the beginning of symptoms. If nitroglycerin has been prescribed, it should be taken while waiting for emergency personnel. Immediate hospitalization is important to relieve pain, stabilize heart rhythm, reduce cardiac workload, and preserve as much heart tissue as possible.

Complete bed rest with sedation and analgesia is usually instituted. In many cases, the affected individual is placed on a cardiac monitor to detect cardiac arrhythmias, a common problem during the first 48 hours after an attack. If cardiac arrest occurs, cardiopulmonary resuscitation (CPR) efforts are begun immediately. Cardiac surgical interventions may be necessary.

Other names of nitroglycerin medication

• Nitrostat
• Nitromist,
• Nitroquick,
• Nitrolingual,
• Nitro-Dur,
• Minitran,
• Nitro-Bid,
• Nitronol, and others.

Burial Insurance | Heart Attack | Taking Nitrates

Everyday families are faced with the difficult task of saying goodbye to loved ones. Did you know that according to the National Funeral Directors’ Association - as of January 2013 the national median cost of an adult funeral with vault costs $8,343.00 with additional expenses? Additional expenses can include a cemetery plot. Many funerals exceed $10,000.00 dollars and that’s before any outstanding debts or medical bills.

Planning your funeral requires a careful consideration of all your final needs. Consider how you want to be remembered, where your final resting place should be, whether you wish to be buried or cremated and what type of casket or urn you prefer. A funeral director will give you a list of the services and products that it provides. The value of your final expense life insurance policy should cover the expense of the package you choose, plus any additional costs.

The most basic, economical option is generally an immediate burial plan. An immediate plan may include a modest service at the graveside and a simple casket. The expense of a viewing is not included in most immediate burial policies. The costs of the plot, a headstone and flowers must be paid for separately and should be included in the estimate of your final expense.

A traditional full service option, including a viewing, a hearse, a formal ceremony and entombment and cremation is more costly than an immediate or direct package. When you consider the costs of a package, you must take every extra expense into account in order to arrive at an accurate estimate of your financial expenses.
If you are currently prescribed nitrates after a heart attack and looking for a life insurance policy where the full death benefit starts on the day you make your first payment and your premium never goes up for your entire life then you should contact us at Virginia Senior Benefits and Family Care and use our world class live quote engines to begin your online research. We have agents in all states and we will find YOU first day coverage.