Qualify For a Burial Policy With Chronic Bronchitis
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You probably do not want to leave these financial burdens to your loved ones. Proceeds from a final expense life insurance policy pass to your beneficiary at the time of your death to help cover funeral or burial expenses, unpaid medical bills or other costs. Speak to us today to find out how one purchase can lead to a lifetime of peace of mind.
Unexpected costs can create a financial burden on family members, making this time even more difficult. Planning your funeral arrangements or how your loved ones will pay for your final expenses is not typically at the top of anyone’s to-do list. But could your family pay for these expenses without sacrificing their retirement and savings? If you’d like the comfort of knowing you are not leaving a financial burden to your family, plan for these costs by purchasing life insurance.
A policy can protect your family from spending their hard earned savings on your final expenses. These whole life insurance policies offer you and your family lifetime protection with rates that never increase.
You’ll never have to worry about losing coverage. Even if your health conditions changes your rate is guaranteed for the rest of your life. An income tax free death benefit, money that passes to your beneficiary is generally income tax free. No required medical exams. Applying for one of these whole life insurance policies is quick and easy. Simply answer a few medical questions on the application with guaranteed qualification. Every applicant can qualify for coverage.
If you are suffering from chronic bronchitis or have been diagnosed with COPD, we have a carrier that will accept you with first day coverage at a preferred rate if you are a nonsmoker. If you smoke we have you may qualify with one of our companies with first day coverage at a standard rate. A burial policy can be obtained for people in the age group of 50-80. This information will help you do a bit of research work before buying your policy.
Some benefits of choosing the right burial policy.
1. First Day Coverage. You are fully protected the very first day your coverage goes into effect with no exclusions and no waiting period.
2. Ease of issue. No physical exams.
3. Your premiums will never go up. Lock into a rate at your current age and the cost will never increase regardless of changes to your health and age.
4. Your benefits will never go down. Regardless of changes to your health and age.
5. All programs build cash values.
6. The benefit is paid to your beneficiary tax free on the worst week of their life.
7. Your policy can never be cancelled as long as premium payments are made.
8. This is a protected asset that you will never be forced to liquidate.
Seniors looking for a state regulated final expense life insurance policy or a whole life burial plan often have medical impairments and conditions that may raise the cost of these benefits. I keep track of these medical impairments and conditions and contract with several carriers so I can find the most benefits for the amount of money that you spend.
Chronic bronchitis is inflammation of the bronchial mucous membranes causing the lining to thicken and produce a chronically productive cough. It is characterized by hypertrophy and hyperplasia of bronchial mucous glands, damage to the microscopic hair like extensions of cells lining the interior of the bronchi (bronchial cilia), and narrowing of the bronchial airways. The passageways become clogged with mucus.
Chronic bronchitis is a type of chronic obstructive pulmonary disease (COPD). COPD is a functional diagnosis given to any pathological process that decreases the ability of the lungs and bronchi to perform their function of ventilation. It is an umbrella term that includes pulmonary emphysema and chronic bronchitis. COPD affects 12 million Americans, and it is estimated that 12 million more are undiagnosed. It is a common cause of death and disability in the United States.
A chronic cough with sputum production is the classic symptom of chronic bronchitis. A client with chronic may have only a minimal increase in airway resistance. As the disease progresses, the increase in airway resistance becomes greater. Weight gain due to edema and cyanosis, tachypnea, and wheezing may also be evident.
Treatment is aimed at preventing further lung damage, relieving symptoms, and preventing complications. Persons diagnosed with COPD should be advised not to smoke. Bronchodilators may be used to open the air passages in the lungs, inhaled corticosteroid medications can reduce airway inflammation and help make breathing easier, and antibiotics may be prescribed in the event of respiratory infections.
Administration of oxygen may eventually be necessary. Diuretics may be required. Surgery is an option for some. Lung volume reduction surgery removes small wedges of damaged lung tissue, creating extra space in the chest cavity. A single lung transplant may work for certain people with severe emphysema. Either surgery, however, may not prolong life and has a number of complicated risks.
Finding a Policy at the Best Value
If you have been diagnosed with chronic bronchitis or COPD and looking for a small whole life policy also called a burial plan there are carriers that offer first day coverage at a preferred rate if you are a nonsmoker. If you smoke, you can expect to be given a standard rate. Use our world class quote engine to help put together an affordable plan.